June, 2016 is to be a month that will forever live in my memory. Why? It was MY Birthday Month! I decided, in May, that I was going to celebrate as many days as I could – Frugally, of course. That meant gathering coupons, searching for all kinds of free things to do, and, perhaps, being a wee bit creative. And I did it.
I ate too much, spent even more than I had planned to, but, in the end – Loved every minute and have no regrets.
But, now it is July and it’s time to act my age and get back on the Frugal track. This month I will be on a Spending Freeze, as I did last August. I was inspired, last year, by reading the article http://www.livingwellspendingless.com/2012/09/30/31-days-challenge-ground-rules/
Just the obligations, thank you. What will this mean for me? Not a lot will change, except I won’t go into a store.
I don’t have an appetite for ‘things’. I already live Frugally. No cable. No phone bill (I have a Magic Jack, which is a once-a-year bill of $40.00). I don’t smoke or drink. I don’t buy clothes very often, and if I do it’s usually at a thrift store. I do have a few subscriptions to online entertainment sites – Netflix; Acorn; Hulu Plus. And that’s about it. So, why would I do this? Because I LOVE to eat, and I eat well. But, this is the one area of spending that is totally discretionary.
And this is where the fun begins. I will be eating out. Out of my freezer. Out of my pantry. Out of Frugal, and creative ways and means. I have a budget of $200 for groceries, but most months I exceed this budget. So, the goal is to not touch that money this month, and be able to use it for other bills at the end of the month.
I have plenty of food that can be turned into wonderful meals, if I just use a little creativity. I also know how to make from-scratch foods, such as bread (I currently have a loaf in the bread maker) and other sweet treats. The biggest challenge to this will be time. I work full time, and have other obligations that go along with the job. I also have some health issues that are going to require attention. And, I start physical therapy this month.
I am up to the challenge, so let’s start with a few stats.
Money on Hand: $1019.65 vs Monthly Expenses: $2,000.00
Extra money is earned by trading in cans and bottles from co-workers. Here in Michigan, it is .10/item, which is fabulous. I average about $20.00 per month.
Stay tuned for updates and what I come up with for Frugality this month. I am ending this with a few other’s advice on how to do a Spending Freeze. I hope you enjoy. Now it’s time for me to stop and work on some menus for the upcoming week.
30-Day No Spend Resources
Living Well Spending Less
Believe in a Budget
Don’t Waste The Crumbs
Sparkles of Sunshine